MMDT Short Term Bond Portfolio

     
     

 
 
 
 
 
 
 
 
 
 
 

Bond prices are sensitive to changes in interest rates, and a rise in interest rates can cause a decline in their prices.

* The ratings agencies that provided the ratings are Standard and Poor's, Moody's and Fitch. When ratings vary, the highest rating is used. Credit ratings of A or better are considered to be high credit quality; credit ratings of BBB are good credit quality, and the lowest category of investment grade; credit ratings BB and below are lower-rated securities ("junk bonds"); and credit ratings of CCC or below have high default risk. The credit quality breakdown does not give effect to the impact of any credit derivative investments made by the fund.

Current performance may be lower or higher than what is stated.

Portfolio composition is subject to change.

Investors should carefully consider's the fund's investment objectives, risks, charges and expenses before investing. Information about these and other important subjects is in the Investment Circular, which you should read carefully before investing.

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